★★★★★
5-star Google reviews
I'm Erick Vallarino. When you call, you get me, not a call center. We can sit down at your kitchen table or at my office, in English or Spanish, and my help costs you nothing.
Your sign-up window is 7 months long. Still working, or on your spouse's insurance? You may be able to wait. Let's check before you decide anything.
Start here →Plans change every year. From October 15 to December 7, I'll go over yours with you: doctors, medicines and costs, in plain words.
Review my plan →Call with them or for them. I'll explain things to both of you, and I'll be the one they can call afterward.
Help for families →I got a bill for thousands of dollars and I don't know why.
I get on the phone with the plan and the hospital, with you. One client had a $5,000 bill over a records mix-up. We cleared it.
Is this doctor in my network?
I look it up before you go, not after the bill comes. And before you pick a plan, I check your doctors and hospital are in it.
Where can I get my medicine the cheapest?
I check the pharmacies in your plan, and mail order, and tell you which one costs you less.
Something came in the mail about my Medicare. Is it real?
Most of that mail is someone trying to make a sale. Send me a picture. I'll tell you if it's real.
My Medicaid got cut off and I don't know why.
I once spent four hours at a couple's kitchen table on exactly this, and they weren't even my clients yet.
My plan says things are changing next year.
Every year we go over what changes for you, in plain words. If your plan still fits, I'll tell you to keep it.
I lost my card and I need X-rays today.
I pull up your plan card on my phone and text you a copy in minutes, so you can go get it done.
How do I use what my plan gives me?
I show you how to use the benefits your plan already has, so nothing goes to waste.
Not a call center, not a 1-800 number. If I'm with a client, I call you back. Call or text, even about something small. That's what I'm here for.
Tell me what's going on. Five minutes on the phone is often enough to know what you need.
At your kitchen table or at my office. Bring your cards and your list of medicines. We go through it all.
After you sign up, you still call me. Bills, doctors, letters, questions. You call me, not a 1-800 number.
Turning 65 years old and having to find an insurance is not an easy task. Mr. Vallarino was very kind and patient with me as I had many questions. … He was by my side from the beginning to the end.
Mr. Vallarino is amazing! He went above and beyond to help my grandma with her Medicare options. He explained everything so clearly and made what seemed like a complicated process so much easier to understand.
Thank you Erick Vallarino you helped me like no other with my insurance changes. … Eres una Barra de oro Mr. Erick Vallarino!
I'm an independent agent. I'll always recommend what I believe is the best fit for you, and if you're better off staying put, I'll tell you.
The plan pays me, not you. For Medicare Advantage, Medicare sets the limit on what any plan can pay an agent, so no plan can pay me extra to push it.
No. Most people like me to come to them. My offices are by appointment, so call first and we'll pick a time to meet.
No. You call me when you need me. I don't sell your information, and I don't pass it to anyone.
Leave your name and number and the best time to reach you. I'll call you myself.